Cash-out refinance lenders in Hidalgo County, Texas
Fat Boy Data analyzed cash-out refinance activity in Hidalgo County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,171 applications were decided by 169 lenders between 2023 and 2025.
Hidalgo County at a glance
How Hidalgo County compares
What the data shows
Rally Credit Union made the most cash-out refinances in Hidalgo County, TX, 446 of them.
Randolph-Brooks Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 67.
Lenders approved 53.7% of cash-out refinance applications in Hidalgo County, TX, 13.1 percentage points below the Texas rate of 66.8%.
The typical cash-out refinance here is $155K, 16% smaller than the Texas typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Hidalgo County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rally Credit Union | 48% | 598 / 1,240 | 75% | $105K | 446 |
| 2 | Rocket Mortgage, LLC | 73% | 399 / 546 | 96% | $155K | 385 |
| 3 | Security Service Federal Credit Union | 64% | 152 / 236 | 99% | $125K | 150 |
| 4 | Newrez LLC | 29% | 50 / 170 | 100% | $145K | 50 |
| 5 | Lone Star National Bank | 32% | 50 / 156 | 88% | $125K | 44 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 164 more lenders.
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