HomeTexasNueces CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Nueces County, Texas

Fat Boy Data analyzed cash-out refinance activity in Nueces County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,104 applications were decided by 125 lenders between 2023 and 2025.

Nueces County at a glance

125Active lenders17 with 20+ decisions
61.7%Market approval rate1,916 of 3,104 decided
$115KTypical loanmedian lender, $10K brackets
85%Borrower take-up1,630 loans funded

How Nueces County compares

Approval rate compared
Nueces County61.7%Texas66.8%All 616 counties68.2%
Typical loan compared
Nueces County$115KTexas$185KAll 616 counties$155K

What the data shows

Rally Credit Union made the most cash-out refinances in Nueces County, TX, 595 of them.

That is 37% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

Lenders approved 61.7% of cash-out refinance applications in Nueces County, TX, 5.0 percentage points below the Texas rate of 66.8%.

The typical cash-out refinance here is $115K, 38% smaller than the Texas typical of $185K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 10% approved of 30Amerisave Mortgage Corporation: 26% approved of 82Newrez LLC: 27% approved of 63Carrington Mortgage Services, LLC: 27% approved of 48Wells Fargo Bank, National Association: 34% approved of 50Members First Credit Union: 49% approved of 152Pennymac Loan Services, LLC: 50% approved of 28Rally Credit Union: 61% approved of 1,253Loandepot.Com, LLC: 62% approved of 74United Wholesale Mortgage, LLC: 68% approved of 69Security Service Federal Credit Union: 69% approved of 26GoodLeap, LLC: 71% approved of 42Gulf Coast Federal Credit Union: 74% approved of 43Rocket Mortgage, LLC: 76% approved of 364Randolph-Brooks Federal Credit Union: 78% approved of 375Nationstar Mortgage LLC: 86% approved of 43JPMorgan Chase Bank, National Association: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Nueces County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rally Credit Union61%764 / 1,25378%$115K595
2Randolph-Brooks Federal Credit Union78%293 / 37587%$75K255
3Rocket Mortgage, LLC76%275 / 36497%$175K267
4Members First Credit Union49%74 / 15261%$105K45
5Amerisave Mortgage Corporation26%21 / 82100%$175K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 120 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Nueces County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Nueces County

Nearby markets