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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Nueces County, Texas

Fat Boy Data analyzed investment property refinance activity in Nueces County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 633 applications were decided by 135 lenders between 2023 and 2025.

Nueces County at a glance

135Active lenders5 with 20+ decisions
83.7%Market approval rate530 of 633 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up511 loans funded

How Nueces County compares

Approval rate compared
Nueces County83.7%Texas74.7%All 616 counties77.7%
Typical loan compared
Nueces County$195KTexas$195KAll 616 counties$235K

What the data shows

Simmons Bank made the most investment property refinances in Nueces County, TX, 204 of them.

That is 40% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Simmons Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 204.

Lenders approved 83.7% of investment property refinance applications in Nueces County, TX, 9.1 percentage points above the Texas rate of 74.7%.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Rally Credit Union: 65% approved of 20Kiavi Funding, Inc.: 88% approved of 25Charter Bank: 94% approved of 31Simmons Bank: 100% approved of 204First Community Bank: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Nueces County

LenderApprovalApprovedTaken upTypical loanLoans made
1Simmons Bank100%204 / 204100%$195K204
2Charter Bank94%29 / 31100%$165K29
3Kiavi Funding, Inc.88%22 / 2591%$155K20
4First Community Bank100%23 / 23100%$195K23
5Rally Credit Union65%13 / 2092%$75K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 130 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Nueces County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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  • Branch count and how to apply
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