HomeTexasRockwall CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rockwall County, Texas

Fat Boy Data analyzed cash-out refinance activity in Rockwall County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,584 applications were decided by 167 lenders between 2023 and 2025.

Rockwall County at a glance

167Active lenders16 with 20+ decisions
69.5%Market approval rate1,101 of 1,584 decided
$235KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,018 loans funded

How Rockwall County compares

Approval rate compared
Rockwall County69.5%Texas66.8%All 616 counties68.2%
Typical loan compared
Rockwall County$235KTexas$185KAll 616 counties$155K

What the data shows

Credit Union of Texas made the most cash-out refinances in Rockwall County, TX, 307 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 89% of 28.

The typical cash-out refinance here is $235K, 27% larger than the Texas typical of $185K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 15% approved of 20Carrington Mortgage Services, LLC: 26% approved of 31Wells Fargo Bank, National Association: 32% approved of 25Amerisave Mortgage Corporation: 38% approved of 40Newrez LLC: 44% approved of 36Network Funding, L.P.: 49% approved of 35Texans: 56% approved of 41Loandepot.Com, LLC: 64% approved of 28Pennymac Loan Services, LLC: 72% approved of 36Credit Union of Texas: 75% approved of 448GoodLeap, LLC: 77% approved of 22Rocket Mortgage, LLC: 78% approved of 241Nationstar Mortgage LLC: 79% approved of 28United Wholesale Mortgage, LLC: 81% approved of 52Randolph-Brooks Federal Credit Union: 84% approved of 55JPMorgan Chase Bank, National Association: 89% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Rockwall County

LenderApprovalApprovedTaken upTypical loanLoans made
1Credit Union of Texas75%336 / 44891%$105K307
2Rocket Mortgage, LLC78%187 / 24193%$235K174
3Randolph-Brooks Federal Credit Union84%46 / 5585%$105K39
4United Wholesale Mortgage, LLCBroker only81%42 / 5298%$345K41
5Texans56%23 / 4178%$85K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 162 more lenders.

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