HomeTexasWilliamson CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Williamson County, Texas

Fat Boy Data analyzed cash-out refinance activity in Williamson County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,982 applications were decided by 274 lenders between 2023 and 2025.

Williamson County at a glance

274Active lenders35 with 20+ decisions
70.4%Market approval rate4,214 of 5,982 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,913 loans funded

How Williamson County compares

Approval rate compared
Williamson County70.4%Texas66.8%All 616 counties68.2%
Typical loan compared
Williamson County$215KTexas$185KAll 616 counties$155K

What the data shows

Randolph-Brooks Federal Credit Union made the most cash-out refinances in Williamson County, TX, 989 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Government Employees approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

The typical cash-out refinance here is $215K, 16% larger than the Texas typical of $185K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 20% approved of 20Lakeview Loan Servicing, LLC: 21% approved of 76Amerisave Mortgage Corporation: 28% approved of 171American Financing Corporation: 31% approved of 26Navy Federal Credit Union: 35% approved of 37Newrez LLC: 37% approved of 177Carrington Mortgage Services, LLC: 41% approved of 98United Heritage: 47% approved of 43Mutual of Omaha Mortgage, Inc.: 52% approved of 21New American Funding, LLC: 55% approved of 31Wells Fargo Bank, National Association: 56% approved of 85VELOCITY Credit Union: 57% approved of 120A+ Federal Credit Union: 57% approved of 65Flagstar Bank, National Association: 57% approved of 21Freedom Mortgage Corporation: 60% approved of 58University Federal Credit Union: 62% approved of 430Network Funding, L.P.: 63% approved of 43Credit Union of Texas: 63% approved of 84Pennymac Loan Services, LLC: 64% approved of 129GoodLeap, LLC: 66% approved of 62Loandepot.Com, LLC: 67% approved of 185Rocket Mortgage, LLC: 75% approved of 919Texas Mortgage Lending, LLC: 78% approved of 46United Wholesale Mortgage, LLC: 78% approved of 180Austin Telco: 80% approved of 167Amplify Credit Union: 80% approved of 80Public Employees: 80% approved of 20JPMorgan Chase Bank, National Association: 81% approved of 75TEXELL Credit Union: 83% approved of 48Nationstar Mortgage LLC: 84% approved of 151Randolph-Brooks Federal Credit Union: 85% approved of 1,327Guild Mortgage Company LLC: 88% approved of 26Cmg Mortgage, Inc.: 89% approved of 47Fairway Independent Mortgage Corporation: 91% approved of 23Government Employees: 100% approved of 63

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Williamson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Randolph-Brooks Federal Credit Union85%1,128 / 1,32788%$75K989
2Rocket Mortgage, LLC75%689 / 91996%$245K661
3University Federal Credit Union62%265 / 43099%$75K262
4Loandepot.Com, LLC67%124 / 18596%$265K119
5United Wholesale Mortgage, LLCBroker only78%141 / 18096%$285K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 269 more lenders.

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