HomeUtahCache CountyInvestment refinance
investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Cache County, Utah

Fat Boy Data analyzed investment property refinance activity in Cache County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 126 applications were decided by 32 lenders between 2023 and 2025.

Cache County at a glance

32Active lenders0 with 20+ decisions
73.0%Market approval rate92 of 126 decided
$235KTypical loanmedian lender, $10K brackets
91%Borrower take-up84 loans funded

How Cache County compares

Approval rate compared
Cache County73.0%Utah72.2%All 616 counties77.7%
Typical loan compared
Cache County$235KUtah$325KAll 616 counties$235K

What the data shows

Cache Valley Bank made the most investment property refinances in Cache County, UT, 13 of them.

The typical investment property refinance here is $235K, 28% smaller than the Utah typical of $325K.

Investment property refinance lenders in Cache County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit UnionLimited sample72%13 / 1885%$205K11
2Cache Valley BankLimited sample93%13 / 14100%$325K13
3United Wholesale Mortgage, LLCBroker only75%9 / 12100%$205K9
4Mountain America Federal Credit UnionLimited sample9%1 / 11100%$85K1
5GoldenwestLimited sample90%9 / 1078%$245K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 27 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Cache County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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