HomeUtahWeber CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Weber County, Utah

Fat Boy Data analyzed investment home improvement loan activity in Weber County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 206 applications were decided by 27 lenders between 2023 and 2025.

Weber County at a glance

27Active lenders2 with 20+ decisions
61.7%Market approval rate127 of 206 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up117 loans funded

How Weber County compares

Approval rate compared
Weber County61.7%Utah55.0%All 616 counties51.2%
Typical loan compared
Weber County$105KUtah$105KAll 616 counties$115K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment home improvement loans in Weber County, UT, 66 of them.

That is 56% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

AMERICA FIRST Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 72% of 97.

Lenders approved 61.7% of investment home improvement loan applications in Weber County, UT, 6.7 percentage points above the Utah rate of 55.0%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Weber County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union72%70 / 9794%$105K66
2Goldenwest66%29 / 4490%$105K26
3Mountain America Federal Credit UnionLimited sample22%2 / 950%$45K1
4Spring Eq, LLCLimited sample29%2 / 7100%$45K2
5U.S. Bank National AssociationLimited sample0%0 / 60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 22 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Weber County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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