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refinance lenders · HMDA 2023–2025

Refinance lenders in Benton County, Washington

Fat Boy Data analyzed mortgage refinance activity in Benton County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,553 applications were decided by 146 lenders between 2023 and 2025.

Benton County at a glance

146Active lenders21 with 20+ decisions
78.8%Market approval rate1,223 of 1,553 decided
$355KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,119 loans funded

How Benton County compares

Approval rate compared
Benton County78.8%Washington79.5%All 616 counties76.5%
Typical loan compared
Benton County$355KWashington$455KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Benton County, WA, 107 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 62.

The typical mortgage refinance here is $355K, 22% smaller than the Washington typical of $455K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 42% approved of 31Lakeview Loan Servicing, LLC: 51% approved of 59Newrez LLC: 64% approved of 28Columbia Bank: 65% approved of 40Gesa Credit Union: 71% approved of 42Bank of America, National Association: 71% approved of 42U.S. Bank National Association: 71% approved of 21Mortgage Research Center, LLC: 72% approved of 29Yakima Federal Savings and Loan Association: 74% approved of 35Spokane Teachers: 74% approved of 47Rocket Mortgage, LLC: 81% approved of 1401st Security Bank of Washington: 81% approved of 21Pennymac Loan Services, LLC: 83% approved of 35United Wholesale Mortgage, LLC: 84% approved of 225Nationstar Mortgage LLC: 90% approved of 20Mutual of Omaha Mortgage, Inc.: 91% approved of 22Village Capital & Investment LLC: 91% approved of 22Crosscountry Mortgage, LLC: 91% approved of 23Churchill Mortgage Corporation: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 90Cmg Mortgage, Inc.: 97% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%190 / 22596%$415K182
2Rocket Mortgage, LLC81%113 / 14095%$335K107
3Freedom Mortgage Corporation96%86 / 9072%$385K62
4Cmg Mortgage, Inc.97%60 / 6290%$375K54
5Lakeview Loan Servicing, LLC51%30 / 5957%$415K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 141 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Benton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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