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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Benton County, Washington

Fat Boy Data analyzed cash-out refinance activity in Benton County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,782 applications were decided by 148 lenders between 2023 and 2025.

Benton County at a glance

148Active lenders28 with 20+ decisions
72.8%Market approval rate2,024 of 2,782 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,953 loans funded

How Benton County compares

Approval rate compared
Benton County72.8%Washington71.3%All 616 counties68.2%
Typical loan compared
Benton County$175KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Benton County, WA, 420 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $175K, 15% smaller than the Washington typical of $205K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 29% approved of 49Lakeview Loan Servicing, LLC: 30% approved of 33Amerisave Mortgage Corporation: 34% approved of 132Spring Eq, LLC: 41% approved of 37American Financing Corporation: 48% approved of 40New Day Financial, LLC: 48% approved of 23Numerica Credit Union: 51% approved of 205Freedom Mortgage Corporation: 61% approved of 61The Federal Savings Bank: 62% approved of 21Mutual of Omaha Mortgage, Inc.: 62% approved of 29Wells Fargo Bank, National Association: 64% approved of 25Newrez LLC: 67% approved of 70Loandepot.Com, LLC: 74% approved of 66Pennymac Loan Services, LLC: 80% approved of 59American Pacific Mortgage Corporation: 80% approved of 20GoodLeap, LLC: 81% approved of 261st Security Bank of Washington: 81% approved of 21U.S. Bank National Association: 81% approved of 21United Wholesale Mortgage, LLC: 81% approved of 209Gesa Credit Union: 83% approved of 266Hapo Community Credit Union: 83% approved of 114Rocket Mortgage, LLC: 84% approved of 516Community First Bank: 85% approved of 20Flagstar Bank, National Association: 85% approved of 34Nationstar Mortgage LLC: 86% approved of 50Summit Funding, Inc.: 90% approved of 21Tri-Cities Community Federal Credit Union: 94% approved of 118Cmg Mortgage, Inc.: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%431 / 51697%$175K420
2Gesa Credit Union83%221 / 266100%$135K220
3United Wholesale Mortgage, LLCBroker only81%170 / 20999%$295K168
4Numerica Credit Union51%104 / 205100%$135K104
5Amerisave Mortgage Corporation34%45 / 13293%$105K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 143 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Benton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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