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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Clark County, Washington

Fat Boy Data analyzed home improvement loan activity in Clark County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,111 applications were decided by 127 lenders between 2023 and 2025.

Clark County at a glance

127Active lenders34 with 20+ decisions
70.8%Market approval rate5,037 of 7,111 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,678 loans funded

How Clark County compares

Approval rate compared
Clark County70.8%Washington68.5%All 616 counties62.7%
Typical loan compared
Clark County$95KWashington$105KAll 616 counties$75K

What the data shows

Columbia Community Credit Union made the most home improvement loans in Clark County, WA, 1,198 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 69.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 95Spring Eq, LLC: 43% approved of 162Banner Bank: 51% approved of 118Washington State Employees Credit Union: 52% approved of 33Fourleaf: 52% approved of 29Bank of America, National Association: 54% approved of 375PNC Bank, National Association: 55% approved of 31U.S. Bank National Association: 55% approved of 384Unitus Community Credit Union: 57% approved of 144Alliant Credit Union: 58% approved of 24Pentagon Federal Credit Union: 59% approved of 27KeyBank National Association: 59% approved of 32Peak Credit Union: 63% approved of 131Third Federal Savings And Loan Association Of Cleveland: 65% approved of 37Figure Lending LLC: 67% approved of 110The Loan Store, Inc.: 69% approved of 36Columbia Community Credit Union: 71% approved of 1,862Rivermark Community Credit Union: 74% approved of 46Boeing Employees Credit Union: 75% approved of 80Columbia Bank: 76% approved of 249Nationstar Mortgage LLC: 76% approved of 25Navy Federal Credit Union: 77% approved of 98Fibre Federal Credit Union: 77% approved of 83Onpoint Community Credit Union: 78% approved of 752Cmg Mortgage, Inc.: 80% approved of 20IQ Credit Union: 81% approved of 1,444HomeStreet Bank: 82% approved of 61Red Canoe Credit Union: 82% approved of 28Homebridge Financial Services, Inc.: 83% approved of 29Consolidated Federal Credit Union: 83% approved of 24Pacific N W Federal Credit Union: 91% approved of 23Summit Mortgage Corporation: 92% approved of 37First Technology Federal Credit Union: 94% approved of 69Coastal Community Bank: 97% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1Columbia Community Credit Union71%1,331 / 1,86290%$65K1,198
2IQ Credit Union81%1,173 / 1,44497%$95K1,139
3Onpoint Community Credit Union78%588 / 75292%$75K541
4U.S. Bank National Association55%213 / 38497%$105K207
5Bank of America, National Association54%201 / 37598%$105K197

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 122 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Clark County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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