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refinance lenders · HMDA 2023–2025

Refinance lenders in Kitsap County, Washington

Fat Boy Data analyzed mortgage refinance activity in Kitsap County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,067 applications were decided by 202 lenders between 2023 and 2025.

Kitsap County at a glance

202Active lenders33 with 20+ decisions
85.5%Market approval rate2,621 of 3,067 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,411 loans funded

How Kitsap County compares

Approval rate compared
Kitsap County85.5%Washington79.5%All 616 counties76.5%
Typical loan compared
Kitsap County$425KWashington$455KAll 616 counties$295K

What the data shows

KITSAP Credit Union made the most mortgage refinances in Kitsap County, WA, 332 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 71.

Lenders approved 85.5% of mortgage refinance applications in Kitsap County, WA, 5.9 percentage points above the Washington rate of 79.5%.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 36% approved of 39Mortgage Research Center, LLC: 51% approved of 73Third Federal Savings And Loan Association Of Cleveland: 52% approved of 21Lakeview Loan Servicing, LLC: 63% approved of 49Columbia Bank: 64% approved of 45Bank of America, National Association: 69% approved of 107Navy Federal Credit Union: 71% approved of 59Boeing Employees Credit Union: 72% approved of 237Loandepot.Com, LLC: 75% approved of 24Planet Home Lending, LLC: 81% approved of 21Rocket Mortgage, LLC: 85% approved of 139Sammamish Mortgage Company: 85% approved of 20U.S. Bank National Association: 87% approved of 31Nationstar Mortgage LLC: 88% approved of 25Kitsap Bank: 88% approved of 43Onity Mortgage Corporation: 90% approved of 20Pennymac Loan Services, LLC: 92% approved of 71Fairway Independent Mortgage Corporation: 92% approved of 25KITSAP Credit Union: 93% approved of 387Newrez LLC: 94% approved of 63Mutual of Omaha Mortgage, Inc.: 94% approved of 34New American Funding, LLC: 95% approved of 22Guild Mortgage Company LLC: 96% approved of 23United Wholesale Mortgage, LLC: 96% approved of 369Nbkc Bank: 97% approved of 29Freedom Mortgage Corporation: 97% approved of 131Evergreen Moneysource Mortgage Company: 98% approved of 106Movement Mortgage, LLC: 98% approved of 54Crosscountry Mortgage, LLC: 100% approved of 71Village Capital & Investment LLC: 100% approved of 55Finance of America Reverse LLC: 100% approved of 35Cmg Mortgage, Inc.: 100% approved of 34Click N' Close, Inc.: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Kitsap County

LenderApprovalApprovedTaken upTypical loanLoans made
1KITSAP Credit Union93%361 / 38792%$105K332
2United Wholesale Mortgage, LLCBroker only96%353 / 36993%$475K327
3Boeing Employees Credit Union72%170 / 23792%$155K156
4Rocket Mortgage, LLC85%118 / 13992%$455K108
5Freedom Mortgage Corporation97%127 / 13178%$475K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 197 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Kitsap County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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