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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Monongalia County, West Virginia

Fat Boy Data analyzed cash-out refinance activity in Monongalia County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 559 applications were decided by 60 lenders between 2023 and 2025.

Monongalia County at a glance

60Active lenders6 with 20+ decisions
70.1%Market approval rate392 of 559 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up374 loans funded

How Monongalia County compares

Approval rate compared
Monongalia County70.1%West Virginia67.0%All 616 counties68.2%
Typical loan compared
Monongalia County$115KWest Virginia$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Monongalia County, WV, 113 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Huntington National Bank approved the highest share of applications among lenders with at least 20 decisions here, 87% of 90.

The typical cash-out refinance here is $115K, 21% smaller than the West Virginia typical of $145K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 37% approved of 51Fairmont: 60% approved of 35Loandepot.Com, LLC: 62% approved of 26Rocket Mortgage, LLC: 79% approved of 146United Wholesale Mortgage, LLC: 86% approved of 21The Huntington National Bank: 87% approved of 90

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Monongalia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%115 / 14698%$115K113
2The Huntington National Bank87%78 / 9092%$125K72
3Amerisave Mortgage Corporation37%19 / 51100%$75K19
4Fairmont60%21 / 35100%$105K21
5Loandepot.Com, LLC62%16 / 2694%$185K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 55 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Monongalia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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