Investment property improvement lenders in Eau Claire County, Wisconsin
Fat Boy Data analyzed investment home improvement loan activity in Eau Claire County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 71 applications were decided by 20 lenders between 2023 and 2025.
Eau Claire County at a glance
How Eau Claire County compares
What the data shows
Royal Credit Union made the most investment home improvement loans in Eau Claire County, WI, 31 of them.
That is 55% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Royal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 79% of 39.
Lenders approved 80.3% of investment home improvement loan applications in Eau Claire County, WI, 20.8 percentage points above the Wisconsin rate of 59.5%.
The typical investment home improvement loan here is $55K, 35% smaller than the Wisconsin typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Eau Claire County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Royal Credit Union | 79% | 31 / 39 | 100% | $55K | 31 |
| 2 | Nicolet National BankLimited sample | 100% | 10 / 10 | 100% | $45K | 10 |
| 3 | Citizens State BankLimited sample | 100% | 3 / 3 | 100% | $145K | 3 |
| 4 | Westconsin Credit UnionLimited sample | 50% | 1 / 2 | 100% | $125K | 1 |
| 5 | Navy Federal Credit UnionLimited sample | 0% | 0 / 2 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 15 more lenders.
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