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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Eau Claire County, Wisconsin

Fat Boy Data analyzed investment property refinance activity in Eau Claire County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 106 applications were decided by 27 lenders between 2023 and 2025.

Eau Claire County at a glance

27Active lenders1 with 20+ decisions
98.1%Market approval rate104 of 106 decided
$95KTypical loanmedian lender, $10K brackets
100%Borrower take-up104 loans funded

How Eau Claire County compares

Approval rate compared
Eau Claire County98.1%Wisconsin83.4%All 616 counties77.7%
Typical loan compared
Eau Claire County$95KWisconsin$145KAll 616 counties$235K

What the data shows

Royal Credit Union made the most investment property refinances in Eau Claire County, WI, 29 of them.

That is 28% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Royal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Lenders approved 98.1% of investment property refinance applications in Eau Claire County, WI, 14.7 percentage points above the Wisconsin rate of 83.4%.

The typical investment property refinance here is $95K, 34% smaller than the Wisconsin typical of $145K.

Investment property refinance lenders in Eau Claire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Royal Credit Union100%29 / 29100%$95K29
2Nicolet National BankLimited sample100%14 / 14100%$95K14
3Westconsin Credit UnionLimited sample100%11 / 11100%$145K11
4Security Financial BankLimited sample100%8 / 8100%$105K8
5Merchants Bank, National AssociationLimited sample100%8 / 8100%$115K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 22 more lenders.

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