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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in La Crosse County, Wisconsin

Fat Boy Data analyzed investment home improvement loan activity in La Crosse County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 44 applications were decided by 19 lenders between 2023 and 2025.

La Crosse County at a glance

19Active lenders0 with 20+ decisions
84.1%Market approval rate37 of 44 decided
$45KTypical loanmedian lender, $10K brackets
95%Borrower take-up35 loans funded

How La Crosse County compares

Approval rate compared
La Crosse County84.1%Wisconsin59.5%All 616 counties51.2%
Typical loan compared
La Crosse County$45KWisconsin$85KAll 616 counties$115K

What the data shows

ALTRA Federal Credit Union made the most investment home improvement loans in La Crosse County, WI, 15 of them.

That is 43% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Lenders approved 84.1% of investment home improvement loan applications in La Crosse County, WI, 24.6 percentage points above the Wisconsin rate of 59.5%.

The typical investment home improvement loan here is $45K, 47% smaller than the Wisconsin typical of $85K.

Investment property improvement lenders in La Crosse County

LenderApprovalApprovedTaken upTypical loanLoans made
1ALTRA Federal Credit UnionLimited sample94%15 / 16100%$45K15
2Citizens State Bank of La CrosseLimited sample100%4 / 4100%$65K4
3The First National Bank Of BangorLimited sample100%3 / 3100%$45K3
4Associated Bank, National AssociationLimited sample0%0 / 20
5Union Home Mortgage Corp.Limited sample50%1 / 2100%$155K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 14 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in La Crosse County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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