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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Rock County, Wisconsin

Fat Boy Data analyzed home improvement loan activity in Rock County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,422 applications were decided by 74 lenders between 2023 and 2025.

Rock County at a glance

74Active lenders18 with 20+ decisions
77.5%Market approval rate1,876 of 2,422 decided
$55KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,796 loans funded

How Rock County compares

Approval rate compared
Rock County77.5%Wisconsin79.1%All 616 counties62.7%
Typical loan compared
Rock County$55KWisconsin$65KAll 616 counties$75K

What the data shows

Blackhawk Community Credit Union made the most home improvement loans in Rock County, WI, 380 of them.

Blackhawk Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 409.

The typical home improvement loan here is $55K, 15% smaller than the Wisconsin typical of $65K.

Only 2 lenders here typically write at or below $35K: The First National Bank and Trust Company, Figure Lending LLC.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 36U.S. Bank National Association: 40% approved of 63Bank of America, National Association: 42% approved of 24First Mid Bank & Trust, National Association: 53% approved of 60BMO Bank National Association: 56% approved of 103Associated Bank, National Association: 60% approved of 202Old National Bank: 68% approved of 81Advia Credit Union: 69% approved of 292Figure Lending LLC: 69% approved of 26Blackhawk Bank: 70% approved of 23Summit Credit Union: 87% approved of 366University Of Wisconsin Credit Union: 88% approved of 216The First National Bank and Trust Company: 89% approved of 95Lake Ridge Bank: 90% approved of 29Johnson Bank: 90% approved of 151Heartland Credit Union (Madison): 90% approved of 21Blackhawk Community Credit Union: 93% approved of 409Coastal Community Bank: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Rock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Blackhawk Community Credit Union93%382 / 40999%$45K380
2Summit Credit Union87%318 / 36695%$55K302
3Advia Credit Union69%202 / 29296%$55K193
4University Of Wisconsin Credit Union88%190 / 21697%$55K184
5Associated Bank, National Association60%122 / 20297%$45K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 69 more lenders.

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