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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Laramie County, Wyoming

Fat Boy Data analyzed home improvement loan activity in Laramie County, Wyoming to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 830 applications were decided by 49 lenders between 2023 and 2025.

Laramie County at a glance

49Active lenders11 with 20+ decisions
73.7%Market approval rate612 of 830 decided
$65KTypical loanmedian lender, $10K brackets
96%Borrower take-up587 loans funded

How Laramie County compares

Approval rate compared
Laramie County73.7%Wyoming73.7%All 616 counties62.7%
Typical loan compared
Laramie County$65KWyoming$65KAll 616 counties$75K

What the data shows

Blue Federal Credit Union made the most home improvement loans in Laramie County, WY, 148 of them.

That is 25% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Wyhy approved the highest share of applications among lenders with at least 20 decisions here, 92% of 49.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 38% approved of 37U.S. Bank National Association: 56% approved of 55BMO Bank National Association: 60% approved of 20Figure Lending LLC: 62% approved of 24Uniwyo Federal Credit Union: 70% approved of 60NuVision Federal Credit Union: 74% approved of 42Blue Federal Credit Union: 75% approved of 197First Interstate Bank: 79% approved of 52Meridian Trust Federal Credit Union: 84% approved of 112Western Vista: 85% approved of 27Wyhy: 92% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Laramie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Blue Federal Credit Union75%148 / 197100%$55K148
2Meridian Trust Federal Credit Union84%94 / 11298%$65K92
3Uniwyo Federal Credit Union70%42 / 60100%$65K42
4U.S. Bank National Association56%31 / 5587%$75K27
5First Interstate Bank79%41 / 5295%$75K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 44 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Laramie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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