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investment property lenders · HMDA 2023–2025

Investment property lenders in Fresno County, California

Fat Boy Data analyzed investment property mortgage activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,157 applications were decided by 244 lenders between 2023 and 2025.

Fresno County at a glance

244Active lenders27 with 20+ decisions
87.5%Market approval rate2,763 of 3,157 decided
$285KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,655 loans funded

How Fresno County compares

Approval rate compared
Fresno County87.5%California88.0%All 616 counties87.5%
Typical loan compared
Fresno County$285KCalifornia$535KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Fresno County, CA, 343 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 92.

The typical investment property mortgage here is $285K, 47% smaller than the California typical of $535K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 50% approved of 22Educational Employees Credit Union: 57% approved of 6021St Mortgage Corporation: 58% approved of 26Homexpress Mortgage Corp.: 68% approved of 34Flagstar Bank, National Association: 68% approved of 22Wells Fargo Bank, National Association: 73% approved of 33Hometown Equity Mortgage, LLC: 75% approved of 32Kind Lending, LLC: 79% approved of 154JPMorgan Chase Bank, National Association: 81% approved of 21U.S. Bank National Association: 81% approved of 53Golden Empire Mortgage, Inc.: 82% approved of 45Sierra Pacific Mortgage Company, Inc.: 84% approved of 32Amwest Funding Corp.: 86% approved of 28Rocket Mortgage, LLC: 86% approved of 180Ocmbc, Inc.: 87% approved of 46Pennymac Loan Services, LLC: 88% approved of 72United Wholesale Mortgage, LLC: 89% approved of 317Kbhs Home Loans, LLC: 91% approved of 32Lennar Mortgage, LLC: 91% approved of 298Kiavi Funding, Inc.: 93% approved of 378Alameda Mortgage Corporation: 96% approved of 136The Loan Store, Inc.: 100% approved of 92Cmg Mortgage, Inc.: 100% approved of 46Change Lending, LLC: 100% approved of 29Jmac Lending, Inc.: 100% approved of 29Nexera Holding LLC: 100% approved of 24Mid Valley Services, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.93%353 / 37897%$245K343
2United Wholesale Mortgage, LLCBroker only89%283 / 31799%$265K279
3Lennar Mortgage, LLC91%272 / 29899%$325K270
4Rocket Mortgage, LLC86%155 / 18098%$305K152
5Kind Lending, LLC79%121 / 15498%$305K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 239 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Fresno County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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