HomeCaliforniaFresno CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Fresno County, California

Fat Boy Data analyzed investment cash-out refinance activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,396 applications were decided by 174 lenders between 2023 and 2025.

Fresno County at a glance

174Active lenders18 with 20+ decisions
73.0%Market approval rate1,019 of 1,396 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up957 loans funded

How Fresno County compares

Approval rate compared
Fresno County73.0%California75.0%All 616 counties73.1%
Typical loan compared
Fresno County$215KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Fresno County, CA, 67 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical investment cash-out refinance here is $215K, 49% smaller than the California typical of $425K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 20% approved of 25The Golden 1: 27% approved of 26Wells Fargo Bank, National Association: 43% approved of 37Hometown Equity Mortgage, LLC: 48% approved of 21Newrez LLC: 59% approved of 27Kind Lending, LLC: 70% approved of 37Homexpress Mortgage Corp.: 71% approved of 75Plaza Home Mortgage, Inc.: 71% approved of 21Rocket Mortgage, LLC: 73% approved of 93United Wholesale Mortgage, LLC: 75% approved of 212Golden Empire Mortgage, Inc.: 83% approved of 23Ocmbc, Inc.: 85% approved of 39Flexpoint, Inc.: 87% approved of 23Nexera Holding LLC: 88% approved of 50The Loan Store, Inc.: 92% approved of 24Amwest Funding Corp.: 92% approved of 25Alameda Mortgage Corporation: 92% approved of 39Velocity Commercial Capital, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%158 / 21297%$205K154
2Rocket Mortgage, LLC73%68 / 9399%$215K67
3Homexpress Mortgage Corp.Broker only71%53 / 75100%$235K53
4Nexera Holding LLC88%44 / 5098%$275K43
5Alameda Mortgage Corporation92%36 / 39100%$225K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Fresno County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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