HomeCaliforniaFresno CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Fresno County, California

Fat Boy Data analyzed investment home improvement loan activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 479 applications were decided by 58 lenders between 2023 and 2025.

Fresno County at a glance

58Active lenders7 with 20+ decisions
47.8%Market approval rate229 of 479 decided
$85KTypical loanmedian lender, $10K brackets
85%Borrower take-up194 loans funded

How Fresno County compares

Approval rate compared
Fresno County47.8%California52.5%All 616 counties51.2%
Typical loan compared
Fresno County$85KCalifornia$135KAll 616 counties$115K

What the data shows

Figure Lending LLC made the most investment home improvement loans in Fresno County, CA, 27 of them.

Figure Lending LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 41.

The typical investment home improvement loan here is $85K, 37% smaller than the California typical of $135K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 4% approved of 27U.S. Bank National Association: 5% approved of 20Spring Eq, LLC: 31% approved of 29Noble: 43% approved of 70The Golden 1: 43% approved of 60Kind Lending, LLC: 68% approved of 28Figure Lending LLC: 83% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1Noble43%30 / 7080%$65K24
2The Golden 143%26 / 6085%$65K22
3Figure Lending LLC83%34 / 4179%$85K27
4Spring Eq, LLC31%9 / 2967%$55K6
5Kind Lending, LLC68%19 / 28100%$255K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 53 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment home improvement loan lenders in Fresno County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Fresno County

Nearby markets