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refinance lenders · HMDA 2023–2025

Refinance lenders in Shasta County, California

Fat Boy Data analyzed mortgage refinance activity in Shasta County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,393 applications were decided by 147 lenders between 2023 and 2025.

Shasta County at a glance

147Active lenders17 with 20+ decisions
74.0%Market approval rate1,031 of 1,393 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up963 loans funded

How Shasta County compares

Approval rate compared
Shasta County74.0%California76.7%All 616 counties76.5%
Typical loan compared
Shasta County$265KCalifornia$655KAll 616 counties$295K

What the data shows

Sierra Central Credit Union made the most mortgage refinances in Shasta County, CA, 193 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

The typical mortgage refinance here is $265K, 60% smaller than the California typical of $655K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 28Lakeview Loan Servicing, LLC: 51% approved of 37Members 1St Credit Union: 57% approved of 21Mortgage Research Center, LLC: 61% approved of 28Bank of America, National Association: 62% approved of 39Columbia Bank: 64% approved of 22Newrez LLC: 65% approved of 23U.S. Bank National Association: 73% approved of 22Rocket Mortgage, LLC: 74% approved of 92Sierra Central Credit Union: 75% approved of 259Tri Counties Bank: 75% approved of 91United Wholesale Mortgage, LLC: 80% approved of 137Planet Home Lending, LLC: 86% approved of 22Village Capital & Investment LLC: 88% approved of 25Freedom Mortgage Corporation: 95% approved of 57American Pacific Mortgage Corporation: 96% approved of 23Crosscountry Mortgage, LLC: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Shasta County

LenderApprovalApprovedTaken upTypical loanLoans made
1Sierra Central Credit Union75%193 / 259100%$55K193
2United Wholesale Mortgage, LLCBroker only80%110 / 13794%$345K103
3Rocket Mortgage, LLC74%68 / 9291%$325K62
4Tri Counties Bank75%68 / 9187%$105K59
5Freedom Mortgage Corporation95%54 / 5787%$365K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 142 more lenders.

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