HomeCaliforniaShasta CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Shasta County, California

Fat Boy Data analyzed cash-out refinance activity in Shasta County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,747 applications were decided by 153 lenders between 2023 and 2025.

Shasta County at a glance

153Active lenders24 with 20+ decisions
63.9%Market approval rate1,117 of 1,747 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,046 loans funded

How Shasta County compares

Approval rate compared
Shasta County63.9%California70.1%All 616 counties68.2%
Typical loan compared
Shasta County$175KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Shasta County, CA, 241 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 63.9% of cash-out refinance applications in Shasta County, CA, 6.2 percentage points below the California rate of 70.1%.

The typical cash-out refinance here is $175K, 29% smaller than the California typical of $245K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 31New Day Financial, LLC: 17% approved of 35Amerisave Mortgage Corporation: 25% approved of 112Carrington Mortgage Services, LLC: 32% approved of 40Spring Eq, LLC: 33% approved of 27American Financing Corporation: 36% approved of 22Quorum Federal Credit Union: 52% approved of 27Flagstar Bank, National Association: 55% approved of 22Newrez LLC: 55% approved of 49Primelending, A Plainscapital Company: 61% approved of 33Pennymac Loan Services, LLC: 63% approved of 35Loandepot.Com, LLC: 64% approved of 58Freedom Mortgage Corporation: 67% approved of 36GoodLeap, LLC: 68% approved of 22U.S. Bank National Association: 72% approved of 32United Wholesale Mortgage, LLC: 72% approved of 146The Golden 1: 73% approved of 44Members 1St Credit Union: 74% approved of 54Tri Counties Bank: 78% approved of 36Nationstar Mortgage LLC: 79% approved of 33Rocket Mortgage, LLC: 79% approved of 317American Pacific Mortgage Corporation: 92% approved of 25Infinity Equity Group, LLC: 97% approved of 30Guild Mortgage Company LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Shasta County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%250 / 31796%$115K241
2United Wholesale Mortgage, LLCBroker only72%105 / 14696%$235K101
3Amerisave Mortgage Corporation25%28 / 11296%$155K27
4Loandepot.Com, LLC64%37 / 5897%$205K36
5Members 1St Credit Union74%40 / 5498%$45K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 148 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Shasta County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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