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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Shasta County, California

Fat Boy Data analyzed investment home improvement loan activity in Shasta County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75 applications were decided by 28 lenders between 2023 and 2025.

Shasta County at a glance

28Active lenders0 with 20+ decisions
50.7%Market approval rate38 of 75 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up35 loans funded

How Shasta County compares

Approval rate compared
Shasta County50.7%California52.5%All 616 counties51.2%
Typical loan compared
Shasta County$75KCalifornia$135KAll 616 counties$115K

What the data shows

Figure Lending LLC made the most investment home improvement loans in Shasta County, CA, 5 of them.

The typical investment home improvement loan here is $75K, 44% smaller than the California typical of $135K.

Investment property improvement lenders in Shasta County

LenderApprovalApprovedTaken upTypical loanLoans made
1Figure Lending LLCLimited sample67%8 / 1262%$75K5
2Tri Counties BankLimited sample12%1 / 8100%$85K1
3Bank of America, National AssociationLimited sample0%0 / 60
4Spring Eq, LLCLimited sample60%3 / 5100%$75K3
5U.S. Bank National AssociationLimited sample25%1 / 4100%$155K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Shasta County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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