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refinance lenders · HMDA 2023–2025

Refinance lenders in Tulare County, California

Fat Boy Data analyzed mortgage refinance activity in Tulare County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,916 applications were decided by 183 lenders between 2023 and 2025.

Tulare County at a glance

183Active lenders19 with 20+ decisions
68.8%Market approval rate1,318 of 1,916 decided
$335KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,186 loans funded

How Tulare County compares

Approval rate compared
Tulare County68.8%California76.7%All 616 counties76.5%
Typical loan compared
Tulare County$335KCalifornia$655KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Tulare County, CA, 104 of them.

Golden Empire Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 94% of 35.

Lenders approved 68.8% of mortgage refinance applications in Tulare County, CA, 7.9 percentage points below the California rate of 76.7%.

The typical mortgage refinance here is $335K, 49% smaller than the California typical of $655K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 18% approved of 57Lakeview Loan Servicing, LLC: 32% approved of 84Educational Employees Credit Union: 32% approved of 148Wells Fargo Bank, National Association: 41% approved of 34Bank of America, National Association: 45% approved of 69Mortgage Research Center, LLC: 48% approved of 44Nationstar Mortgage LLC: 61% approved of 28Spring Eq, LLC: 61% approved of 23Newrez LLC: 69% approved of 35Rocket Mortgage, LLC: 75% approved of 141United Wholesale Mortgage, LLC: 79% approved of 271Change Lending, LLC: 80% approved of 20JPMorgan Chase Bank, National Association: 82% approved of 34Pennymac Loan Services, LLC: 83% approved of 52Village Capital & Investment LLC: 84% approved of 44Longbridge Financial, LLC: 88% approved of 24Planet Home Lending, LLC: 91% approved of 34Freedom Mortgage Corporation: 92% approved of 142Golden Empire Mortgage, Inc.: 94% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Tulare County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only79%215 / 27194%$355K202
2Educational Employees Credit Union32%48 / 14894%$85K45
3Freedom Mortgage Corporation92%130 / 14280%$375K104
4Rocket Mortgage, LLC75%106 / 14190%$285K95
5Lakeview Loan Servicing, LLC32%27 / 8437%$345K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 178 more lenders.

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