Home improvement loan lenders in Tulare County, California
Fat Boy Data analyzed home improvement loan activity in Tulare County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,382 applications were decided by 95 lenders between 2023 and 2025.
Tulare County at a glance
How Tulare County compares
What the data shows
Educational Employees Credit Union made the most home improvement loans in Tulare County, CA, 167 of them.
Tulare County Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 83% of 120.
Lenders approved 49.8% of home improvement loan applications in Tulare County, CA, 11.2 percentage points below the California rate of 61.0%.
The typical home improvement loan here is $65K, 43% smaller than the California typical of $115K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Tulare County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Educational Employees Credit Union | 42% | 201 / 483 | 83% | $75K | 167 |
| 2 | Bank of America, National Association | 31% | 144 / 469 | 97% | $65K | 139 |
| 3 | U.S. Bank National Association | 37% | 64 / 171 | 97% | $75K | 62 |
| 4 | Spring Eq, LLC | 38% | 51 / 134 | 96% | $75K | 49 |
| 5 | Figure Lending LLC | 75% | 91 / 121 | 76% | $55K | 69 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 90 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Tulare County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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