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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Adams County, Colorado

Fat Boy Data analyzed home improvement loan activity in Adams County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,260 applications were decided by 129 lenders between 2023 and 2025.

Adams County at a glance

129Active lenders35 with 20+ decisions
62.4%Market approval rate3,282 of 5,260 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,071 loans funded

How Adams County compares

Approval rate compared
Adams County62.4%Colorado69.9%All 616 counties62.7%
Typical loan compared
Adams County$65KColorado$85KAll 616 counties$75K

What the data shows

Bellco made the most home improvement loans in Adams County, CO, 541 of them.

Canvas Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 411.

Lenders approved 62.4% of home improvement loan applications in Adams County, CO, 7.5 percentage points below the Colorado rate of 69.9%.

The typical home improvement loan here is $65K, 24% smaller than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 31% approved of 144Discover Bank: 32% approved of 146Alliant Credit Union: 40% approved of 45Spring Eq, LLC: 41% approved of 212KeyBank National Association: 44% approved of 43The Huntington National Bank: 46% approved of 158U.S. Bank National Association: 46% approved of 277Third Federal Savings And Loan Association Of Cleveland: 47% approved of 30BMO Bank National Association: 47% approved of 110Pentagon Federal Credit Union: 57% approved of 30BOKF, National Association: 59% approved of 41Bellco: 59% approved of 938PNC Bank, National Association: 59% approved of 132FirstBank: 59% approved of 235Zions Bancorporation, N.A.: 61% approved of 54Navy Federal Credit Union: 62% approved of 116Wings Credit Union: 63% approved of 491Elevations: 64% approved of 77First National Bank of Omaha: 65% approved of 31Partner Colorado Credit Union: 65% approved of 88Westerra Credit Union: 65% approved of 118Homebridge Financial Services, Inc.: 68% approved of 25Figure Lending LLC: 70% approved of 119On Tap Credit Union: 71% approved of 24HTLF Bank: 73% approved of 22Credit Union of Denver: 73% approved of 147UMB Bank, National Association: 76% approved of 21RED ROCKS Credit Union: 79% approved of 24Nationstar Mortgage LLC: 80% approved of 35Colorado Credit Union: 80% approved of 71Sooper Cu Dba Climb Cu: 81% approved of 139Blue Federal Credit Union: 81% approved of 95Meritrust Credit Union: 82% approved of 158Canvas Credit Union: 85% approved of 411Coastal Community Bank: 95% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Adams County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bellco59%554 / 93898%$65K541
2Wings Credit Union63%308 / 49187%$85K269
3Canvas Credit Union85%349 / 41197%$65K338
4U.S. Bank National Association46%128 / 27798%$65K125
5FirstBank59%139 / 23596%$55K133

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Adams County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Adams County

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Nearby markets

All lending in Adams CountyCounty overviewHome improvement loans across ColoradoStatewideArapahoe CountyNearby countyDenver CountyNearby countyJefferson CountyNearby county