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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Jefferson County, Colorado

Fat Boy Data analyzed home improvement loan activity in Jefferson County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,212 applications were decided by 152 lenders between 2023 and 2025.

Jefferson County at a glance

152Active lenders38 with 20+ decisions
73.3%Market approval rate5,284 of 7,212 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,906 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County73.3%Colorado69.9%All 616 counties62.7%
Typical loan compared
Jefferson County$95KColorado$85KAll 616 counties$75K

What the data shows

Bellco made the most home improvement loans in Jefferson County, CO, 728 of them.

Meritrust Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 120.

The typical home improvement loan here is $95K, 12% larger than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 146KeyBank National Association: 42% approved of 40Spring Eq, LLC: 48% approved of 195Pentagon Federal Credit Union: 49% approved of 43Bank of America, National Association: 54% approved of 209U.S. Bank National Association: 56% approved of 470The Huntington National Bank: 58% approved of 183BMO Bank National Association: 59% approved of 136Alliant Credit Union: 60% approved of 65BOKF, National Association: 63% approved of 78JPMorgan Chase Bank, National Association: 65% approved of 23Partner Colorado Credit Union: 66% approved of 92Third Federal Savings And Loan Association Of Cleveland: 67% approved of 84The Loan Store, Inc.: 68% approved of 25Figure Lending LLC: 69% approved of 182UMB Bank, National Association: 70% approved of 82Zions Bancorporation, N.A.: 70% approved of 84HTLF Bank: 71% approved of 79Bellco: 71% approved of 1,087PNC Bank, National Association: 72% approved of 110Fourleaf: 73% approved of 37Nationstar Mortgage LLC: 74% approved of 23Elevations: 74% approved of 124Navy Federal Credit Union: 76% approved of 161On Tap Credit Union: 79% approved of 90Homebridge Financial Services, Inc.: 79% approved of 34FirstBank: 80% approved of 619Credit Union of Denver: 83% approved of 394Westerra Credit Union: 84% approved of 387Wings Credit Union: 85% approved of 360Blue Federal Credit Union: 85% approved of 54Sooper Cu Dba Climb Cu: 85% approved of 185Colorado Credit Union: 86% approved of 129RED ROCKS Credit Union: 88% approved of 52Denver Fire Department Federal Credit Union: 90% approved of 20Canvas Credit Union: 91% approved of 443Meritrust Credit Union: 92% approved of 120Coastal Community Bank: 96% approved of 148

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bellco71%771 / 1,08794%$95K728
2FirstBank80%496 / 61996%$75K476
3U.S. Bank National Association56%261 / 47096%$105K250
4Canvas Credit Union91%404 / 44396%$105K387
5Credit Union of Denver83%328 / 394100%$85K328

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 147 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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