HomeFloridaManatee CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Manatee County, Florida

Fat Boy Data analyzed cash-out refinance activity in Manatee County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,787 applications were decided by 311 lenders between 2023 and 2025.

Manatee County at a glance

311Active lenders38 with 20+ decisions
64.4%Market approval rate3,081 of 4,787 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,895 loans funded

How Manatee County compares

Approval rate compared
Manatee County64.4%Florida62.2%All 616 counties68.2%
Typical loan compared
Manatee County$205KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Manatee County, FL, 848 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 14% approved of 29Amerisave Mortgage Corporation: 24% approved of 302Network Capital Funding Corporation: 25% approved of 24Mortgage Research Center, LLC: 28% approved of 60Lakeview Loan Servicing, LLC: 28% approved of 81New Day Financial, LLC: 32% approved of 75Sun West Mortgage Company, Inc.: 32% approved of 28Carrington Mortgage Services, LLC: 34% approved of 134Wells Fargo Bank, National Association: 37% approved of 57Midflorida: 40% approved of 20Spring Eq, LLC: 41% approved of 39GTE Federal Credit Union: 45% approved of 53Newrez LLC: 47% approved of 193Suncoast Credit Union: 53% approved of 74New American Funding, LLC: 54% approved of 37Flagstar Bank, National Association: 57% approved of 44Village Capital & Investment LLC: 58% approved of 31U.S. Bank National Association: 58% approved of 24Mutual of Omaha Mortgage, Inc.: 60% approved of 35TrustCo Bank: 60% approved of 30Advantagefirst Lending Inc.: 65% approved of 20BMO Bank National Association: 65% approved of 72Navy Federal Credit Union: 66% approved of 58GoodLeap, LLC: 67% approved of 46Nationstar Mortgage LLC: 68% approved of 66Quorum Federal Credit Union: 68% approved of 22United Wholesale Mortgage, LLC: 69% approved of 436Pennymac Loan Services, LLC: 70% approved of 159Loandepot.Com, LLC: 71% approved of 130Bank of America, National Association: 71% approved of 45Freedom Mortgage Corporation: 71% approved of 105Equity Prime Mortgage LLC: 75% approved of 20JPMorgan Chase Bank, National Association: 79% approved of 47Rocket Mortgage, LLC: 81% approved of 1,087Achieva Credit Union: 83% approved of 23Cmg Mortgage, Inc.: 91% approved of 23Crosscountry Mortgage, LLC: 100% approved of 26Coastal Community Bank: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Manatee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%882 / 1,08796%$155K848
2United Wholesale Mortgage, LLCBroker only69%302 / 43697%$275K293
3Amerisave Mortgage Corporation24%72 / 30296%$105K69
4Newrez LLC47%91 / 19398%$105K89
5Pennymac Loan Services, LLC70%112 / 15996%$255K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 306 more lenders.

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