HomeFloridaSarasota CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sarasota County, Florida

Fat Boy Data analyzed cash-out refinance activity in Sarasota County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,920 applications were decided by 311 lenders between 2023 and 2025.

Sarasota County at a glance

311Active lenders38 with 20+ decisions
64.7%Market approval rate3,185 of 4,920 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,968 loans funded

How Sarasota County compares

Approval rate compared
Sarasota County64.7%Florida62.2%All 616 counties68.2%
Typical loan compared
Sarasota County$195KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sarasota County, FL, 798 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Northpointe Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 12% approved of 49Amerisave Mortgage Corporation: 23% approved of 326American Financing Corporation: 24% approved of 34Lakeview Loan Servicing, LLC: 25% approved of 68New Day Financial, LLC: 26% approved of 86Spring Eq, LLC: 34% approved of 38Carrington Mortgage Services, LLC: 40% approved of 114Newrez LLC: 48% approved of 198BMO Bank National Association: 50% approved of 42GTE Federal Credit Union: 51% approved of 45Suncoast Credit Union: 54% approved of 68Plaza Home Mortgage, Inc.: 55% approved of 20Freedom Mortgage Corporation: 57% approved of 121Mutual of Omaha Mortgage, Inc.: 57% approved of 35Wells Fargo Bank, National Association: 58% approved of 53Loandepot.Com, LLC: 60% approved of 122Navy Federal Credit Union: 61% approved of 33New American Funding, LLC: 61% approved of 49Quorum Federal Credit Union: 62% approved of 21Truist Bank: 64% approved of 66GoodLeap, LLC: 65% approved of 78Pennymac Loan Services, LLC: 67% approved of 123Sun West Mortgage Company, Inc.: 68% approved of 34Flagstar Bank, National Association: 68% approved of 47TrustCo Bank: 69% approved of 51United Wholesale Mortgage, LLC: 69% approved of 465Village Capital & Investment LLC: 73% approved of 33Change Lending, LLC: 75% approved of 28Rocket Mortgage, LLC: 76% approved of 1,100Achieva Credit Union: 77% approved of 57JPMorgan Chase Bank, National Association: 79% approved of 81Cardinal Financial Company, Limited Partnership: 80% approved of 20Nationstar Mortgage LLC: 83% approved of 77Third Federal Savings And Loan Association Of Cleveland: 84% approved of 25Bank of America, National Association: 90% approved of 30Crosscountry Mortgage, LLC: 96% approved of 24Northpointe Bank: 100% approved of 33The Mortgage Firm, Inc.: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sarasota County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%835 / 1,10096%$155K798
2United Wholesale Mortgage, LLCBroker only69%322 / 46594%$255K304
3Amerisave Mortgage Corporation23%76 / 32696%$105K73
4Newrez LLC48%95 / 19897%$155K92
5Pennymac Loan Services, LLC67%83 / 12398%$255K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 306 more lenders.

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