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refinance lenders · HMDA 2023–2025

Refinance lenders in Sarasota County, Florida

Fat Boy Data analyzed mortgage refinance activity in Sarasota County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,643 applications were decided by 296 lenders between 2023 and 2025.

Sarasota County at a glance

296Active lenders37 with 20+ decisions
67.3%Market approval rate2,451 of 3,643 decided
$205KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,241 loans funded

How Sarasota County compares

Approval rate compared
Sarasota County67.3%Florida66.8%All 616 counties76.5%
Typical loan compared
Sarasota County$205KFlorida$315KAll 616 counties$295K

What the data shows

Third Federal Savings And Loan Association Of Cleveland made the most mortgage refinances in Sarasota County, FL, 161 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

The typical mortgage refinance here is $205K, 35% smaller than the Florida typical of $315K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 0% approved of 20Discover Bank: 15% approved of 82Spring Eq, LLC: 17% approved of 30Amerisave Mortgage Corporation: 18% approved of 22Mortgage Research Center, LLC: 43% approved of 56Lakeview Loan Servicing, LLC: 44% approved of 98TD Bank, National Association: 50% approved of 20Midflorida: 52% approved of 27Regions Bank: 55% approved of 131Bank of America, National Association: 55% approved of 184Loandepot.Com, LLC: 57% approved of 23Truist Bank: 59% approved of 201PNC Bank, National Association: 59% approved of 69Newrez LLC: 60% approved of 57GTE Federal Credit Union: 60% approved of 25SouthState Bank, National Association: 61% approved of 23First Horizon Bank: 63% approved of 51Synovus Bank: 64% approved of 53Third Federal Savings And Loan Association Of Cleveland: 65% approved of 263Fifth Third Bank, National Association: 66% approved of 119Rocket Mortgage, LLC: 67% approved of 216Citizens Bank, National Association: 67% approved of 39Nationstar Mortgage LLC: 68% approved of 22Seacoast National Bank: 70% approved of 23Pennymac Loan Services, LLC: 78% approved of 64Royal United Mortgage LLC: 79% approved of 24United Wholesale Mortgage, LLC: 80% approved of 312Finance of America Reverse LLC: 81% approved of 64Longbridge Financial, LLC: 81% approved of 32Suncoast Credit Union: 81% approved of 108BayFirst National Bank: 83% approved of 42JPMorgan Chase Bank, National Association: 83% approved of 36TrustCo Bank: 84% approved of 49Mutual of Omaha Mortgage, Inc.: 84% approved of 45Village Capital & Investment LLC: 87% approved of 52Freedom Mortgage Corporation: 90% approved of 69Crosscountry Mortgage, LLC: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Sarasota County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%249 / 31293%$375K231
2Third Federal Savings And Loan Association Of Cleveland65%172 / 26394%$125K161
3Rocket Mortgage, LLC67%144 / 21694%$315K136
4Truist Bank59%118 / 20186%$125K102
5Bank of America, National Association55%102 / 18497%$155K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 291 more lenders.

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Other lending data for Sarasota County

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Nearby markets

All lending in Sarasota CountyCounty overviewRefinance across FloridaStatewideCharlotte CountyNearby countyManatee CountyNearby county