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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Manatee County, Florida

Fat Boy Data analyzed home improvement loan activity in Manatee County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,089 applications were decided by 166 lenders between 2023 and 2025.

Manatee County at a glance

166Active lenders34 with 20+ decisions
60.5%Market approval rate3,079 of 5,089 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,799 loans funded

How Manatee County compares

Approval rate compared
Manatee County60.5%Florida53.6%All 616 counties62.7%
Typical loan compared
Manatee County$105KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Manatee County, FL, 435 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 30.

Lenders approved 60.5% of home improvement loan applications in Manatee County, FL, 6.9 percentage points above the Florida rate of 53.6%.

The typical home improvement loan here is $105K, 40% larger than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Florida: 15% approved of 26Discover Bank: 28% approved of 137Spring Eq, LLC: 29% approved of 100Midflorida: 42% approved of 179U.S. Bank National Association: 42% approved of 95Bank of America, National Association: 44% approved of 620Truist Bank: 46% approved of 251Regions Bank: 52% approved of 197BMO Bank National Association: 52% approved of 137TD Bank, National Association: 52% approved of 54Fifth Third Bank, National Association: 55% approved of 255Fourleaf: 56% approved of 36Bank OZK: 58% approved of 223Homebridge Financial Services, Inc.: 59% approved of 37Third Federal Savings And Loan Association Of Cleveland: 60% approved of 270Citizens Bank, National Association: 61% approved of 84First Horizon Bank: 61% approved of 41Navy Federal Credit Union: 64% approved of 155Synovus Bank: 66% approved of 35Figure Lending LLC: 67% approved of 144Rocket Mortgage, LLC: 69% approved of 29PNC Bank, National Association: 71% approved of 126Hancock Whitney Bank: 74% approved of 69SouthState Bank, National Association: 74% approved of 100Pentagon Federal Credit Union: 76% approved of 37Suncoast Credit Union: 76% approved of 592The Bank of Tampa: 78% approved of 27The Loan Store, Inc.: 78% approved of 32Space Coast Credit Union: 79% approved of 24Achieva Credit Union: 80% approved of 101BayFirst National Bank: 82% approved of 242Grow Financial Federal Credit Union: 85% approved of 34Nationstar Mortgage LLC: 90% approved of 30Coastal Community Bank: 99% approved of 129

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Manatee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association44%273 / 62098%$105K268
2Suncoast Credit Union76%449 / 59297%$65K435
3Third Federal Savings And Loan Association Of Cleveland60%162 / 27096%$75K156
4Fifth Third Bank, National Association55%141 / 25596%$105K135
5Truist Bank46%115 / 25188%$105K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 161 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Manatee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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