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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Columbia County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Columbia County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,425 applications were decided by 160 lenders between 2023 and 2025.

Columbia County at a glance

160Active lenders24 with 20+ decisions
68.2%Market approval rate1,653 of 2,425 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,566 loans funded

How Columbia County compares

Approval rate compared
Columbia County68.2%Georgia64.2%All 616 counties68.2%
Typical loan compared
Columbia County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Columbia County, GA, 441 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 82Lakeview Loan Servicing, LLC: 28% approved of 32Amerisave Mortgage Corporation: 37% approved of 122Carrington Mortgage Services, LLC: 41% approved of 79Newrez LLC: 41% approved of 74Village Capital & Investment LLC: 57% approved of 46New Day Financial, LLC: 57% approved of 77Wells Fargo Bank, National Association: 59% approved of 27Navy Federal Credit Union: 62% approved of 78Freedom Mortgage Corporation: 66% approved of 109New American Funding, LLC: 67% approved of 36Loandepot.Com, LLC: 68% approved of 75Regions Bank: 70% approved of 33GoodLeap, LLC: 70% approved of 27Pennymac Loan Services, LLC: 72% approved of 57United Wholesale Mortgage, LLC: 75% approved of 134Flagstar Bank, National Association: 76% approved of 21Mutual of Omaha Mortgage, Inc.: 77% approved of 22Rocket Mortgage, LLC: 82% approved of 559Srp: 82% approved of 66Guild Mortgage Company LLC: 85% approved of 59Nationstar Mortgage LLC: 87% approved of 54The Federal Savings Bank: 93% approved of 42Movement Mortgage, LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Columbia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%456 / 55997%$175K441
2United Wholesale Mortgage, LLCBroker only75%100 / 134100%$275K100
3Amerisave Mortgage Corporation37%45 / 12296%$145K43
4Freedom Mortgage Corporation66%72 / 10999%$265K71
5Mortgage Research Center, LLC18%15 / 82100%$355K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Columbia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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