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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Columbia County, Georgia

Fat Boy Data analyzed investment home improvement loan activity in Columbia County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 85 applications were decided by 20 lenders between 2023 and 2025.

Columbia County at a glance

20Active lenders1 with 20+ decisions
49.4%Market approval rate42 of 85 decided
$65KTypical loanmedian lender, $10K brackets
90%Borrower take-up38 loans funded

How Columbia County compares

Approval rate compared
Columbia County49.4%Georgia41.9%All 616 counties51.2%
Typical loan compared
Columbia County$65KGeorgia$105KAll 616 counties$115K

What the data shows

Navy Federal Credit Union made the most investment home improvement loans in Columbia County, GA, 18 of them.

That is 47% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Navy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 47% of 38.

Lenders approved 49.4% of investment home improvement loan applications in Columbia County, GA, 7.5 percentage points above the Georgia rate of 41.9%.

The typical investment home improvement loan here is $65K, 38% smaller than the Georgia typical of $105K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Columbia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union47%18 / 38100%$65K18
2Queensborough National Bank & Trust CompanyLimited sample75%6 / 8100%$75K6
3Bank of America, National AssociationLimited sample25%1 / 4100%$305K1
4Figure Lending LLCLimited sample75%3 / 433%$85K1
5SouthState Bank, National AssociationLimited sample100%3 / 3100%$215K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 15 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Columbia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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