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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lowndes County, Georgia

Fat Boy Data analyzed home improvement loan activity in Lowndes County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 579 applications were decided by 63 lenders between 2023 and 2025.

Lowndes County at a glance

63Active lenders9 with 20+ decisions
47.5%Market approval rate275 of 579 decided
$55KTypical loanmedian lender, $10K brackets
91%Borrower take-up251 loans funded

How Lowndes County compares

Approval rate compared
Lowndes County47.5%Georgia55.5%All 616 counties62.7%
Typical loan compared
Lowndes County$55KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Lowndes County, GA, 26 of them.

First Commerce approved the highest share of applications among lenders with at least 20 decisions here, 80% of 20.

Lenders approved 47.5% of home improvement loan applications in Lowndes County, GA, 8.0 percentage points below the Georgia rate of 55.5%.

The typical home improvement loan here is $55K, 35% smaller than the Georgia typical of $85K.

Only 2 lenders here typically write at or below $35K: Bank OZK, Regions Bank.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 23% approved of 115Discover Bank: 27% approved of 26Ameris Bank: 30% approved of 30Truist Bank: 37% approved of 52Bank OZK: 42% approved of 53Regions Bank: 42% approved of 45Navy Federal Credit Union: 63% approved of 43Synovus Bank: 75% approved of 24First Commerce: 80% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Lowndes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association23%26 / 115100%$55K26
2Bank OZK42%22 / 5395%$35K21
3Truist Bank37%19 / 5289%$75K17
4Regions Bank42%19 / 4589%$35K17
5Navy Federal Credit Union63%27 / 4396%$45K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 58 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Lowndes County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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