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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Lowndes County, Georgia

Fat Boy Data analyzed home purchase mortgage activity in Lowndes County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,052 applications were decided by 277 lenders between 2023 and 2025.

Lowndes County at a glance

277Active lenders36 with 20+ decisions
80.9%Market approval rate4,088 of 5,052 decided
$235KTypical loanmedian lender, $10K brackets
97%Borrower take-up3,946 loans funded

How Lowndes County compares

Approval rate compared
Lowndes County80.9%Georgia87.2%All 616 counties87.6%
Typical loan compared
Lowndes County$235KGeorgia$355KAll 616 counties$335K

What the data shows

Ameris Bank made the most home purchase mortgages in Lowndes County, GA, 451 of them.

First Federal Savings And Loan Association Of Valdosta approved the highest share of applications among lenders with at least 20 decisions here, 100% of 198.

Lenders approved 80.9% of home purchase mortgage applications in Lowndes County, GA, 6.2 percentage points below the Georgia rate of 87.2%.

The typical home purchase mortgage here is $235K, 34% smaller than the Georgia typical of $355K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 8% approved of 157Credit Human Federal Credit Union: 9% approved of 5621St Mortgage Corporation: 12% approved of 289Triad Financial Services, Inc.: 34% approved of 168FirstBank: 40% approved of 25Regions Bank: 64% approved of 22Bank of America, National Association: 75% approved of 20Truist Bank: 77% approved of 26USAA Federal Savings Bank: 79% approved of 71Pennymac Loan Services, LLC: 79% approved of 24Commercial Banking Company: 83% approved of 36Flagstar Bank, National Association: 85% approved of 34Synovus Bank: 86% approved of 56Dhi Mortgage Company, Ltd.: 86% approved of 394Cardinal Financial Company, Limited Partnership: 87% approved of 23Rocket Mortgage, LLC: 87% approved of 164Equity Prime Mortgage LLC: 88% approved of 24JPMorgan Chase Bank, National Association: 88% approved of 34Nbkc Bank: 89% approved of 44Navy Federal Credit Union: 90% approved of 101Colony Bank: 92% approved of 84Mortgage Research Center, LLC: 92% approved of 414Stockton Mortgage Corporation: 94% approved of 50United Wholesale Mortgage, LLC: 94% approved of 202New American Funding, LLC: 94% approved of 35Freedom Mortgage Corporation: 94% approved of 36Banksouth Mortgage Company, LLC: 95% approved of 202Renasant Bank: 96% approved of 123Crosscountry Mortgage, LLC: 96% approved of 25Newrez LLC: 96% approved of 27Canopy Mortgage, LLC: 96% approved of 28Ameris Bank: 97% approved of 469Fairway Independent Mortgage Corporation: 97% approved of 278BoxCar Mortgage, LLC: 98% approved of 168First Federal Savings And Loan Association Of Valdosta: 100% approved of 198Guild Mortgage Company LLC: 100% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Lowndes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ameris Bank97%453 / 469100%$225K451
2Mortgage Research Center, LLC92%381 / 41499%$245K377
3Dhi Mortgage Company, Ltd.86%340 / 39498%$275K334
421St Mortgage Corporation12%34 / 28988%$125K30
5Fairway Independent Mortgage Corporation97%269 / 278100%$235K269

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 272 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Lowndes County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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