HomeGeorgiaLowndes CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Lowndes County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Lowndes County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,094 applications were decided by 111 lenders between 2023 and 2025.

Lowndes County at a glance

111Active lenders18 with 20+ decisions
83.5%Market approval rate914 of 1,094 decided
$205KTypical loanmedian lender, $10K brackets
90%Borrower take-up825 loans funded

How Lowndes County compares

Approval rate compared
Lowndes County83.5%Georgia73.4%All 616 counties76.5%
Typical loan compared
Lowndes County$205KGeorgia$315KAll 616 counties$295K

What the data shows

Southeastern Credit Union made the most mortgage refinances in Lowndes County, GA, 74 of them.

First Federal Savings And Loan Association Of Valdosta approved the highest share of applications among lenders with at least 20 decisions here, 100% of 67.

Lenders approved 83.5% of mortgage refinance applications in Lowndes County, GA, 10.2 percentage points above the Georgia rate of 73.4%.

The typical mortgage refinance here is $205K, 35% smaller than the Georgia typical of $315K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 48% approved of 23Bank of America, National Association: 50% approved of 30Truist Bank: 57% approved of 21Mortgage Research Center, LLC: 60% approved of 58Rocket Mortgage, LLC: 77% approved of 61Ameris Bank: 78% approved of 27Citizens Community Bank: 83% approved of 23Synovus Bank: 85% approved of 33Renasant Bank: 91% approved of 32Pennymac Loan Services, LLC: 91% approved of 43United Wholesale Mortgage, LLC: 94% approved of 79Village Capital & Investment LLC: 95% approved of 38Commercial Banking Company: 97% approved of 30Farmers and Merchants Bank: 97% approved of 36Southeastern Credit Union: 97% approved of 76Freedom Mortgage Corporation: 98% approved of 91First Federal Savings And Loan Association Of Valdosta: 100% approved of 67Guardian Bank: 100% approved of 60

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lowndes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom Mortgage Corporation98%89 / 9178%$255K69
2United Wholesale Mortgage, LLCBroker only94%74 / 7989%$245K66
3Southeastern Credit Union97%74 / 76100%$95K74
4First Federal Savings And Loan Association Of Valdosta100%67 / 67100%$155K67
5Rocket Mortgage, LLC77%47 / 6181%$255K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Lowndes County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Lowndes County

Nearby markets