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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Whitfield County, Georgia

Fat Boy Data analyzed investment home improvement loan activity in Whitfield County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 40 applications were decided by 20 lenders between 2023 and 2025.

Whitfield County at a glance

20Active lenders0 with 20+ decisions
47.5%Market approval rate19 of 40 decided
$135KTypical loanmedian lender, $10K brackets
100%Borrower take-up19 loans funded

How Whitfield County compares

Approval rate compared
Whitfield County47.5%Georgia41.9%All 616 counties51.2%
Typical loan compared
Whitfield County$135KGeorgia$105KAll 616 counties$115K

What the data shows

First Volunteer Bank made the most investment home improvement loans in Whitfield County, GA, 6 of them.

That is 32% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Lenders approved 47.5% of investment home improvement loan applications in Whitfield County, GA, 5.6 percentage points above the Georgia rate of 41.9%.

The typical investment home improvement loan here is $135K, 29% larger than the Georgia typical of $105K.

Investment property improvement lenders in Whitfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions BankLimited sample17%1 / 6100%$155K1
2First Volunteer BankLimited sample100%6 / 6100%$135K6
3Georgia UnitedLimited sample0%0 / 50
4FirstBankLimited sample75%3 / 4100%$225K3
5Bank of America, National AssociationLimited sample0%0 / 20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 15 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Whitfield County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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