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refinance lenders · HMDA 2023–2025

Refinance lenders in Whitfield County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Whitfield County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 660 applications were decided by 98 lenders between 2023 and 2025.

Whitfield County at a glance

98Active lenders9 with 20+ decisions
75.4%Market approval rate498 of 660 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up463 loans funded

How Whitfield County compares

Approval rate compared
Whitfield County75.4%Georgia73.4%All 616 counties76.5%
Typical loan compared
Whitfield County$215KGeorgia$315KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Whitfield County, GA, 61 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $215K, 32% smaller than the Georgia typical of $315K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Regions Bank: 62% approved of 112Truist Bank: 62% approved of 48Rocket Mortgage, LLC: 74% approved of 42First Volunteer Bank: 84% approved of 25Georgia United: 85% approved of 27Pennymac Loan Services, LLC: 90% approved of 21United Wholesale Mortgage, LLC: 91% approved of 33Freedom Mortgage Corporation: 100% approved of 26Renasant Bank: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Whitfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank62%69 / 11288%$85K61
2Truist Bank62%30 / 4893%$155K28
3Rocket Mortgage, LLC74%31 / 4294%$215K29
4United Wholesale Mortgage, LLCBroker only91%30 / 3393%$265K28
5Georgia United85%23 / 27100%$75K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 93 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Whitfield County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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