HomeIdahoCanyon CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Canyon County, Idaho

Fat Boy Data analyzed cash-out refinance activity in Canyon County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,183 applications were decided by 182 lenders between 2023 and 2025.

Canyon County at a glance

182Active lenders37 with 20+ decisions
69.8%Market approval rate3,616 of 5,183 decided
$145KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,245 loans funded

How Canyon County compares

Approval rate compared
Canyon County69.8%Idaho72.1%All 616 counties68.2%
Typical loan compared
Canyon County$145KIdaho$135KAll 616 counties$155K

What the data shows

Idaho Central Credit Union made the most cash-out refinances in Canyon County, ID, 876 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Pioneer Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 44.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%New Day Financial, LLC: 21% approved of 47Mortgage Research Center, LLC: 26% approved of 39Amerisave Mortgage Corporation: 30% approved of 168Lakeview Loan Servicing, LLC: 44% approved of 36Newrez LLC: 47% approved of 78American Financing Corporation: 49% approved of 39New American Funding, LLC: 50% approved of 44Mutual of Omaha Mortgage, Inc.: 50% approved of 32Quorum Federal Credit Union: 50% approved of 28Carrington Mortgage Services, LLC: 55% approved of 33Village Capital & Investment LLC: 60% approved of 20Washington Trust Bank: 60% approved of 48Idaho Central Credit Union: 62% approved of 1,818Zions Bancorporation, N.A.: 64% approved of 42Mountain America Federal Credit Union: 69% approved of 58American Pacific Mortgage Corporation: 70% approved of 23U.S. Bank National Association: 71% approved of 38United Wholesale Mortgage, LLC: 75% approved of 215Loandepot.Com, LLC: 75% approved of 132Freedom Mortgage Corporation: 75% approved of 64Fairway Independent Mortgage Corporation: 76% approved of 38GoodLeap, LLC: 78% approved of 86Premier Mortgage Resources, L.L.C.: 80% approved of 45Pennymac Loan Services, LLC: 81% approved of 72Capital Educators Federal Credit Union: 82% approved of 73Nationstar Mortgage LLC: 82% approved of 45Flagstar Bank, National Association: 83% approved of 41Rocket Mortgage, LLC: 85% approved of 813Guild Mortgage Company LLC: 88% approved of 164Guaranteed Rate, Inc.: 90% approved of 21The Federal Savings Bank: 90% approved of 21Willamette Valley Bank: 91% approved of 22Evergreen Moneysource Mortgage Company: 94% approved of 32Academy Mortgage Corporation: 95% approved of 21Synergy One Lending, Inc.: 96% approved of 25Movement Mortgage, LLC: 98% approved of 42Pioneer Federal Credit Union: 98% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Canyon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union62%1,129 / 1,81878%$75K876
2Rocket Mortgage, LLC85%693 / 81398%$145K678
3United Wholesale Mortgage, LLCBroker only75%161 / 21599%$275K159
4Amerisave Mortgage Corporation30%51 / 16898%$75K50
5Guild Mortgage Company LLC88%145 / 16491%$165K132

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 177 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Canyon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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