Refinance lenders in Kootenai County, Idaho
Fat Boy Data analyzed mortgage refinance activity in Kootenai County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,898 applications were decided by 152 lenders between 2023 and 2025.
Kootenai County at a glance
How Kootenai County compares
What the data shows
Spokane Teachers made the most mortgage refinances in Kootenai County, ID, 142 of them.
Planet Home Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.
The typical mortgage refinance here is $335K, 31% larger than the Idaho typical of $255K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Kootenai County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | 87% | 181 / 208 | 78% | $405K | 141 |
| 2 | Spokane Teachers | 74% | 142 / 191 | 100% | $105K | 142 |
| 3 | United Wholesale Mortgage, LLCBroker only | 92% | 134 / 145 | 97% | $465K | 130 |
| 4 | Potlatch No. 1 Financial Credit Union | 80% | 68 / 85 | 99% | $105K | 67 |
| 5 | Rocket Mortgage, LLC | 87% | 71 / 82 | 99% | $335K | 70 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 147 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Kootenai County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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