Cash-out refinance lenders in Kootenai County, Idaho
Fat Boy Data analyzed cash-out refinance activity in Kootenai County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,012 applications were decided by 158 lenders between 2023 and 2025.
Kootenai County at a glance
How Kootenai County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Kootenai County, ID, 428 of them.
Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 52.
The typical cash-out refinance here is $155K, 15% larger than the Idaho typical of $135K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Kootenai County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | 64% | 428 / 665 | 79% | $105K | 340 |
| 2 | Rocket Mortgage, LLC | 88% | 435 / 495 | 98% | $135K | 428 |
| 3 | Numerica Credit Union | 60% | 99 / 165 | 100% | $155K | 99 |
| 4 | Amerisave Mortgage Corporation | 32% | 40 / 125 | 98% | $85K | 39 |
| 5 | United Wholesale Mortgage, LLCBroker only | 83% | 93 / 112 | 99% | $345K | 92 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 153 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Kootenai County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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