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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Idaho

Fat Boy Data analyzed home purchase mortgage activity in Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 52,240 applications were decided by 476 lenders between 2023 and 2025.

Idaho at a glance

476Active lenders173 with 20+ decisions
93.2%Market approval rate48,696 of 52,240 decided
$395KTypical loanmedian lender, $10K brackets
94%Borrower take-up45,954 loans funded

How Idaho compares

Approval rate compared
Idaho93.2%All 616 counties87.6%
Typical loan compared
Idaho$395KAll 616 counties$335K

What the data shows

Idaho Central Credit Union made the most home purchase mortgages in Idaho, 4,961 of them.

My Move Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 149.

Lenders approved 93.2% of home purchase mortgage applications in Idaho, 5.6 percentage points above the the United States rate of 87.6%.

The typical home purchase mortgage here is $395K, 18% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 14% approved of 412Vanderbilt Mortgage and Finance, Inc.: 32% approved of 217Credit Human Federal Credit Union: 42% approved of 228Triad Financial Services, Inc.: 64% approved of 580WESTMARK Credit Union: 78% approved of 218Mountain America Federal Credit Union: 79% approved of 392Zions Bancorporation, N.A.: 82% approved of 477Wells Fargo Bank, National Association: 84% approved of 166Navy Federal Credit Union: 87% approved of 233U.S. Bank National Association: 90% approved of 745Homeamerican Mortgage Corporation: 90% approved of 329Kind Lending, LLC: 90% approved of 443Glacier Bank: 90% approved of 812Pennymac Loan Services, LLC: 90% approved of 450Mortgage Research Center, LLC: 91% approved of 530Boeing Employees Credit Union: 91% approved of 157Lennar Mortgage, LLC: 92% approved of 779JPMorgan Chase Bank, National Association: 92% approved of 350Rocket Mortgage, LLC: 93% approved of 1,701Kbhs Home Loans, LLC: 93% approved of 238Planet Home Lending, LLC: 94% approved of 219United Wholesale Mortgage, LLC: 94% approved of 3,531Idaho Central Credit Union: 95% approved of 6,529Toll Brothers Mortgage Company: 95% approved of 1,482Right Start Mortgage, Inc.: 95% approved of 203Willamette Valley Bank: 96% approved of 842Summit Funding, Inc.: 96% approved of 424Churchill Mortgage Corporation: 97% approved of 414Mutual of Omaha Mortgage, Inc.: 97% approved of 216Veritas Funding, LLC: 97% approved of 156Synergy One Lending, Inc.: 97% approved of 1,005Loandepot.Com, LLC: 97% approved of 1,291The Loan Store, Inc.: 97% approved of 298Fairway Independent Mortgage Corporation: 97% approved of 1,456Envoy Mortgage, Ltd: 97% approved of 208Movement Mortgage, LLC: 97% approved of 1,329Capital Educators Federal Credit Union: 97% approved of 179Premier Mortgage Resources, L.L.C.: 97% approved of 2,009First Colony Mortgage Corporation: 98% approved of 426Guild Mortgage Company LLC: 98% approved of 2,180Cmg Mortgage, Inc.: 98% approved of 922Crosscountry Mortgage, LLC: 98% approved of 514Canopy Mortgage, LLC: 98% approved of 467Highlands Residential Mortgage, Ltd.: 98% approved of 235Plains Commerce Bank: 98% approved of 180Evergreen Moneysource Mortgage Company: 98% approved of 1,248New American Funding, LLC: 98% approved of 316Waterstone Mortgage Corporation: 98% approved of 575Jmj Financial Group: 98% approved of 261Belem Servicing LLC: 99% approved of 201Guaranteed Rate, Inc.: 99% approved of 931Bluebird Home Loans LLC: 99% approved of 147Primelending, A Plainscapital Company: 99% approved of 477Academy Mortgage Corporation: 99% approved of 800American Pacific Mortgage Corporation: 99% approved of 1,060Paramount Residential Mortgage Group, Inc.: 99% approved of 173Eagle Bank and Trust Company: 99% approved of 698Sunflower Bank, National Association: 99% approved of 466Clm Mortgage, Inc.: 100% approved of 468My Move Mortgage, LLC: 100% approved of 149

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Idaho

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union95%6,178 / 6,52980%$395K4,961
2United Wholesale Mortgage, LLCBroker only94%3,334 / 3,53199%$415K3,317
3Guild Mortgage Company LLC98%2,131 / 2,18096%$395K2,053
4Premier Mortgage Resources, L.L.C.97%1,955 / 2,009100%$345K1,954
5Rocket Mortgage, LLC93%1,575 / 1,70199%$425K1,558

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 471 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Idaho. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Idaho

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Counties in Idaho

Ada CountyCountyCanyon CountyCountyKootenai CountyCountyBonneville CountyCounty