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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in DeKalb County, Illinois

Fat Boy Data analyzed investment home improvement loan activity in DeKalb County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 32 applications were decided by 15 lenders between 2023 and 2025.

DeKalb County at a glance

15Active lenders0 with 20+ decisions
53.1%Market approval rate17 of 32 decided
$55KTypical loanmedian lender, $10K brackets
82%Borrower take-up14 loans funded

How DeKalb County compares

Approval rate compared
DeKalb County53.1%Illinois46.4%All 616 counties51.2%
Typical loan compared
DeKalb County$55KIllinois$95KAll 616 counties$115K

What the data shows

First National Bank of Omaha made the most investment home improvement loans in DeKalb County, IL, 9 of them.

That is 64% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Lenders approved 53.1% of investment home improvement loan applications in DeKalb County, IL, 6.7 percentage points above the Illinois rate of 46.4%.

The typical investment home improvement loan here is $55K, 42% smaller than the Illinois typical of $95K.

Investment property improvement lenders in DeKalb County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of OmahaLimited sample73%11 / 1582%$55K9
2Fifth Third Bank, National AssociationLimited sample0%0 / 20
3BMO Bank National AssociationLimited sample50%1 / 2100%$45K1
4Figure Lending LLCLimited sample50%1 / 20%0
5Old National BankLimited sample0%0 / 10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 10 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in DeKalb County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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