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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in DeKalb County, Illinois

Fat Boy Data analyzed cash-out refinance activity in DeKalb County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 850 applications were decided by 114 lenders between 2023 and 2025.

DeKalb County at a glance

114Active lenders12 with 20+ decisions
69.5%Market approval rate591 of 850 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up563 loans funded

How DeKalb County compares

Approval rate compared
DeKalb County69.5%Illinois66.4%All 616 counties68.2%
Typical loan compared
DeKalb County$145KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in DeKalb County, IL, 123 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 33% approved of 46Carrington Mortgage Services, LLC: 42% approved of 26Newrez LLC: 56% approved of 43Nationstar Mortgage LLC: 61% approved of 23United Wholesale Mortgage, LLC: 64% approved of 33Freedom Mortgage Corporation: 66% approved of 29Loandepot.Com, LLC: 70% approved of 23Credit Union 1: 76% approved of 37First National Bank of Omaha: 76% approved of 25Rocket Mortgage, LLC: 79% approved of 160Old Second National Bank: 79% approved of 43Pennymac Loan Services, LLC: 90% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in DeKalb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%126 / 16098%$145K123
2Amerisave Mortgage Corporation33%15 / 4693%$165K14
3Old Second National Bank79%34 / 43100%$105K34
4Newrez LLC56%24 / 4396%$135K23
5Credit Union 176%28 / 3796%$45K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 109 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in DeKalb County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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