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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kane County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Kane County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,109 applications were decided by 243 lenders between 2023 and 2025.

Kane County at a glance

243Active lenders44 with 20+ decisions
71.6%Market approval rate3,658 of 5,109 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,475 loans funded

How Kane County compares

Approval rate compared
Kane County71.6%Illinois66.4%All 616 counties68.2%
Typical loan compared
Kane County$155KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kane County, IL, 710 of them.

GREENSTATE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 76.

Lenders approved 71.6% of cash-out refinance applications in Kane County, IL, 5.2 percentage points above the Illinois rate of 66.4%.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 27% approved of 70American Financing Corporation: 27% approved of 22Amerisave Mortgage Corporation: 29% approved of 242Mortgage Research Center, LLC: 44% approved of 41Carrington Mortgage Services, LLC: 45% approved of 135Newrez LLC: 48% approved of 237Spring Eq, LLC: 52% approved of 31Neighborhood Loans, Inc.: 54% approved of 26Fifth Third Bank, National Association: 60% approved of 47Freedom Mortgage Corporation: 61% approved of 129Mutual of Omaha Mortgage, Inc.: 62% approved of 53Wells Fargo Bank, National Association: 62% approved of 69Pennymac Loan Services, LLC: 63% approved of 87New American Funding, LLC: 65% approved of 62Navy Federal Credit Union: 65% approved of 23BMO Bank National Association: 66% approved of 296Plaza Home Mortgage, Inc.: 67% approved of 30Loandepot.Com, LLC: 67% approved of 129Credit Union 1: 68% approved of 57U.S. Bank National Association: 69% approved of 78First American Bank: 69% approved of 36First Centennial Mortgage Corporation: 71% approved of 21The Federal Savings Bank: 72% approved of 25Fairway Independent Mortgage Corporation: 72% approved of 29United Wholesale Mortgage, LLC: 73% approved of 236Flagstar Bank, National Association: 75% approved of 48Citibank, National Association: 75% approved of 20The Huntington National Bank: 77% approved of 87DuPage Credit Union: 80% approved of 49Lower, LLC: 81% approved of 43Guild Mortgage Company LLC: 82% approved of 125American Pacific Mortgage Corporation: 83% approved of 29Rocket Mortgage, LLC: 83% approved of 892Nationstar Mortgage LLC: 83% approved of 114Barrington Bank & Trust Company, National Association: 84% approved of 31Sofi Bank, N.A.tional Association: 84% approved of 25JPMorgan Chase Bank, National Association: 86% approved of 184Guaranteed Rate, Inc.: 86% approved of 80Consumers Cooperative Credit Union: 87% approved of 93Old Second National Bank: 91% approved of 249Baxter Credit Union: 91% approved of 23Crosscountry Mortgage, LLC: 93% approved of 57GREENSTATE Credit Union: 95% approved of 76Coastal Community Bank: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%741 / 89296%$135K710
2BMO Bank National Association66%194 / 29698%$155K191
3Old Second National Bank91%227 / 24995%$105K215
4Amerisave Mortgage Corporation29%69 / 24293%$95K64
5Newrez LLC48%113 / 23797%$95K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 238 more lenders.

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Other lending data for Kane County

Mortgage lenders in Kane CountyHome improvement loans in Kane CountyRefinance in Kane CountyInvestment property purchase in Kane CountyInvestment cash-out refinance in Kane CountyInvestment refinance in Kane CountyInvestment home improvement in Kane County

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