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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Macon County, Illinois

Fat Boy Data analyzed home improvement loan activity in Macon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 586 applications were decided by 49 lenders between 2023 and 2025.

Macon County at a glance

49Active lenders8 with 20+ decisions
54.4%Market approval rate319 of 586 decided
$45KTypical loanmedian lender, $10K brackets
90%Borrower take-up288 loans funded

How Macon County compares

Approval rate compared
Macon County54.4%Illinois57.9%All 616 counties62.7%
Typical loan compared
Macon County$45KIllinois$75KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Macon County, IL, 56 of them.

Decatur Earthmover Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 34.

The typical home improvement loan here is $45K, 40% smaller than the Illinois typical of $75K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 4% approved of 23U.S. Bank National Association: 24% approved of 25Regions Bank: 40% approved of 153PNC Bank, National Association: 47% approved of 34Citizens Equity First Credit Union: 56% approved of 98First Mid Bank & Trust, National Association: 57% approved of 35Busey Bank: 80% approved of 30Decatur Earthmover Credit Union: 85% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Macon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank40%61 / 15392%$45K56
2Citizens Equity First Credit Union56%55 / 9891%$45K50
3First Mid Bank & Trust, National Association57%20 / 3595%$35K19
4PNC Bank, National Association47%16 / 34100%$55K16
5Decatur Earthmover Credit Union85%29 / 34100%$25K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 44 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Macon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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