Investment property cash-out lenders in Macon County, Illinois
Fat Boy Data analyzed investment cash-out refinance activity in Macon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 86 applications were decided by 25 lenders between 2023 and 2025.
Macon County at a glance
How Macon County compares
What the data shows
First National Bank of Pana made the most investment cash-out refinances in Macon County, IL, 24 of them.
That is 35% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.
First National Bank of Pana approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.
Lenders approved 82.6% of investment cash-out refinance applications in Macon County, IL, 8.6 percentage points above the Illinois rate of 73.9%.
The typical investment cash-out refinance here is $75K, 59% smaller than the Illinois typical of $185K.
Investment property cash-out lenders in Macon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First National Bank of Pana | 100% | 24 / 24 | 100% | $85K | 24 |
| 2 | Land of Lincoln Credit Union | 100% | 20 / 20 | 100% | $45K | 20 |
| 3 | Scott State BankLimited sample | 100% | 5 / 5 | 100% | $115K | 5 |
| 4 | Bpl Mortgage, LLCLimited sample | 75% | 3 / 4 | 100% | $75K | 3 |
| 5 | Lendingone, LLCLimited sample | 50% | 2 / 4 | 100% | $105K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 20 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Macon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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