HomeIllinoisMacon CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Macon County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Macon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 604 applications were decided by 74 lenders between 2023 and 2025.

Macon County at a glance

74Active lenders5 with 20+ decisions
62.7%Market approval rate379 of 604 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up358 loans funded

How Macon County compares

Approval rate compared
Macon County62.7%Illinois66.4%All 616 counties68.2%
Typical loan compared
Macon County$105KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Macon County, IL, 82 of them.

Prairie State Bank and Trust approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

The typical cash-out refinance here is $105K, 32% smaller than the Illinois typical of $155K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 58Loandepot.Com, LLC: 41% approved of 22Rocket Mortgage, LLC: 71% approved of 124Regions Bank: 78% approved of 23Prairie State Bank and Trust: 91% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Macon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%88 / 12493%$105K82
2Amerisave Mortgage Corporation26%15 / 58100%$75K15
3Regions Bank78%18 / 23100%$105K18
4Prairie State Bank and Trust91%20 / 2295%$135K19
5Loandepot.Com, LLC41%9 / 2289%$115K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 69 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Macon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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