HomeIndianaElkhart CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Elkhart County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Elkhart County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,658 applications were decided by 144 lenders between 2023 and 2025.

Elkhart County at a glance

144Active lenders28 with 20+ decisions
70.2%Market approval rate1,867 of 2,658 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,767 loans funded

How Elkhart County compares

Approval rate compared
Elkhart County70.2%Indiana71.0%All 616 counties68.2%
Typical loan compared
Elkhart County$135KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Elkhart County, IN, 348 of them.

Northwest Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 27.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 4% approved of 25Amerisave Mortgage Corporation: 38% approved of 138Carrington Mortgage Services, LLC: 40% approved of 89American Financing Corporation: 44% approved of 25Newrez LLC: 45% approved of 56Lakeview Loan Servicing, LLC: 48% approved of 25KeyBank National Association: 49% approved of 39New Day Financial, LLC: 50% approved of 20Freedom Mortgage Corporation: 56% approved of 81New American Funding, LLC: 58% approved of 24Loandepot.Com, LLC: 59% approved of 78Mutual of Omaha Mortgage, Inc.: 62% approved of 24Ruoff Mortgage Company, Inc.: 67% approved of 52Pennymac Loan Services, LLC: 70% approved of 371st Source Bank: 70% approved of 64United Wholesale Mortgage, LLC: 73% approved of 90Everwise Credit Union: 75% approved of 162Nationstar Mortgage LLC: 78% approved of 51Interra Credit Union: 80% approved of 142Rocket Mortgage, LLC: 80% approved of 445Inova: 81% approved of 85GoodLeap, LLC: 81% approved of 32First Federal Savings Bank: 85% approved of 33Lake City Bank: 87% approved of 209Notre Dame Federal Credit Union Corporation: 88% approved of 113JPMorgan Chase Bank, National Association: 89% approved of 61Cardinal Financial Company, Limited Partnership: 89% approved of 37Northwest Bank: 93% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Elkhart County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%355 / 44598%$135K348
2Lake City Bank87%182 / 20997%$115K176
3Everwise Credit Union75%121 / 16299%$65K120
4Interra Credit Union80%113 / 14298%$125K111
5Amerisave Mortgage Corporation38%53 / 13896%$75K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Elkhart County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Elkhart County

Nearby markets