HomeIndianaElkhart CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Elkhart County, Indiana

Fat Boy Data analyzed investment cash-out refinance activity in Elkhart County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 100 applications were decided by 49 lenders between 2023 and 2025.

Elkhart County at a glance

49Active lenders0 with 20+ decisions
64.0%Market approval rate64 of 100 decided
$125KTypical loanmedian lender, $10K brackets
91%Borrower take-up58 loans funded

How Elkhart County compares

Approval rate compared
Elkhart County64.0%Indiana75.6%All 616 counties73.1%
Typical loan compared
Elkhart County$125KIndiana$115KAll 616 counties$205K

What the data shows

Interra Credit Union made the most investment cash-out refinances in Elkhart County, IN, 7 of them.

Lenders approved 64.0% of investment cash-out refinance applications in Elkhart County, IN, 11.6 percentage points below the Indiana rate of 75.6%.

Investment property cash-out lenders in Elkhart County

LenderApprovalApprovedTaken upTypical loanLoans made
1Interra Credit UnionLimited sample78%7 / 9100%$195K7
2Everett Financial, Inc.Limited sample100%5 / 5100%$145K5
3Loan Funder LLCLimited sample60%3 / 567%$85K2
4Homexpress Mortgage Corp.Broker only40%2 / 5100%$135K2
5Everwise Credit UnionLimited sample25%1 / 4100%$125K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 44 more lenders.

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